How to Download Chase Credit Card Statement to Excel (2026 Guide)

The Problem With Chase Credit Card Statements

If you've ever tried to analyze your Chase credit card spending in Excel, you know the frustration. Chase lets you download transaction activity as CSV from their online banking—but it's not the same as your actual statement. The CSV export misses fees, interest charges, reward summaries, and the opening/closing balance. It's a transaction dump, not a statement.

And if you need your actual PDF statement in Excel—say, for tax prep, expense reports, or reconciliation—Chase gives you exactly zero options. You get a PDF. That's it.

We've converted over 50,000 Chase credit card statements at this point, and here's what we've learned: most people don't realize Chase's CSV export and their PDF statement contain different data. That gap trips up accountants and bookkeepers constantly.

Why Not Just Use Chase's CSV Export?

Here's the thing we initially assumed too: "Chase already offers CSV downloads, so why would anyone need to convert the PDF?" Then we dug into the data.

Chase's CSV export from the Activity page:

• Only includes posted transactions
• Misses statement fees, interest, and adjustments
• Doesn't include your statement period balance summary
• Loses the merchant category codes Chase assigns
• Can't go back more than 24 months

Your actual PDF statement includes all of that. For anyone doing serious financial work—accountants reconciling books, business owners tracking expenses for tax season, analysts building spending reports—the PDF statement is the authoritative document. The CSV is just a convenience feature.

Step-by-Step: Download and Convert Your Chase Credit Card Statement

Step 1: Download Your Statement PDF from Chase

1. Log into chase.com and navigate to your credit card account
2. Click Statements & Documents in the left sidebar
3. Select the statement period you need
4. Click Download to save the PDF

Pro tip: You can select multiple statements and download them at once. Our converter handles batch uploads, so grab everything you need in one go.

Step 2: Upload to Bank Statement Converter

1. Go to bankstatement2excel.com/converter
2. Drag and drop your Chase credit card statement PDF (or click to browse)
3. The AI identifies it as a Chase credit card statement automatically—no configuration needed

We support all Chase credit card formats: Sapphire Preferred, Sapphire Reserve, Freedom, Freedom Flex, Freedom Unlimited, Ink Business Cash, Ink Business Preferred, and every other variant. Each card type has slightly different PDF layouts, and our parser handles all of them.

Step 3: Download Your Excel File

Within about 30 seconds, you'll get a clean Excel file with:

• Date column in proper Excel date format
• Description with full merchant names
• Amount as actual numbers (not text)
• Category based on Chase's merchant classification
• Running balance for the statement period
• Fee and interest line items clearly separated

The dates and amounts are formatted as real Excel data types, so you can immediately use SUM, VLOOKUP, pivot tables—whatever you need. No reformatting required.

What Makes Chase Credit Card Statements Tricky

We learned this the hard way when building our parser. Chase credit card statements have several quirks that break most generic PDF-to-Excel tools:

Multi-line descriptions. Chase wraps long merchant names across two lines. Generic converters often treat the second line as a separate transaction, doubling your row count. We spent three weeks fixing this edge case alone.

Payment vs. charge formatting. Payments and credits show without a negative sign in some statement versions—they're just in a different column. Our parser reads the column position, not just the number.

Foreign transaction entries. If you've used your card abroad, Chase adds a conversion line below the transaction. Most tools either skip it or merge it incorrectly. We extract the original currency amount and the USD amount separately.

Rewards summary section. The points/cashback summary at the end uses a completely different table format. We parse it separately and include it as a distinct section in your Excel output.

Our current accuracy rate on Chase credit card statements is 99.7% across 10,000+ supported banks and statement formats. The remaining 0.3% are usually edge cases with heavily redacted or scanned statements.

Comparing Your Options

The generic PDF converters (Adobe, iLovePDF, SmallPDF) don't understand bank statement structure. They see tables and try to convert them, but they don't know that a Chase credit card statement has specific sections for transactions, payments, fees, and rewards. That structural understanding is what separates a bank-statement-specific tool from a generic one.

Real-World Use Cases

Tax season prep. Download all 12 monthly statements, batch convert them, and you have a full year of categorized spending in Excel. Filter by category to find deductible business expenses.

Expense reporting. Corporate card holders can convert their Chase statement and submit the Excel file directly. No more manually typing transactions into expense software.

Dispute resolution. When you need to cross-reference charges across multiple statements, having them all in Excel makes it trivial. CTRL+F beats scrolling through PDFs every time.

Bookkeeping import. The Excel output format is compatible with QuickBooks, Xero, and FreshBooks import templates. Convert once, import directly.

Common Mistakes to Avoid

Don't convert scanned statements. If your statement is a scanned image (not a digital PDF), accuracy drops significantly. You can tell by trying to select text in the PDF—if you can't highlight individual words, it's a scan. Chase's downloaded statements are always digital, so this mainly applies to statements you received by mail and then scanned.

Check your date range. Chase statement periods don't align with calendar months. A "January" statement might cover December 24 to January 23. Make sure you're converting the right periods.

Download statements, not transaction activity. This is the #1 mistake. The "Download Activity" button gives you the CSV with incomplete data. You want Statements & Documents → Download for the actual PDF.

Get Started

Stop manually copying numbers from Chase credit card PDFs. Upload your statement and get a clean Excel file in 30 seconds.

Convert Your Chase Statement Now →

We support 10,000+ banks and financial institutions worldwide. Chase is one of our most-optimized formats—try it and see the difference a bank-specific parser makes.